Former Cupertino Insurance Agent Arraigned In $900,000 Long-Term Care Fraud Scheme

SAN FRANCISCO, Calif. — Jingjin “Kathy” Bian, 54, of Cupertino, was arraigned today on felony charges of insurance fraud after a California Department of Insurance investigation revealed she allegedly received over $900,000 in undeserved long-term care insurance benefits for her and her father.  
Bian, a former insurance agent, was in a car accident in August 2018, resulting in a back injury and her filing claims to enact her long-term care benefits on her life insurance policy. The benefits were approved by her insurance company in January 2019 and she ended up receiving over $300,000 in benefits including for caregiver reimbursement.

Read the entire press release.  California Department of Insurance, December 10, 2024